Words Unsaid: Tips to Have a Successful “No-Buy” Year

The rules of a no-buy challenge are self-imposed and simple: Make a list of the non-essential items you won’t spend money on for a set period of time and stick to it. Easier said than done.Many people start such challenges at the beginning of the year and commit to keep going until the end of it. But any time can be the right one for those looking to tackle their credit card debt, declutter their…